ABOUT US | Beige Capital Savings and Loans Ltd

ABOUT US

BEIGE Capital Savings and Loans Ltd (BCSL) is licensed by The Bank of Ghana and is the leading Savings and Loans company in Ghana.

Since inception in 2008 we have developed structures and strong pillars which have ensured the consistent growth of our business, thus placing us among the top tier brands within our category of financial institutions in Ghana.

Our passion to build a strong, profitable and respectable brand in Ghana drove us to rapidly expand our branch network, from one (1) in 2008 and within eight years of operation, to seventy (70) branches within eight (8) out of the ten (10) regions of Ghana. During this period, the initial start up equity of GH₵1m (USD 0.5m) has also been increased to over GH₵140m (USD 32m) as at December 2016. BEIGE Capital currently has a total asset base in excess of GH₵1.12bn (USD 255m) and has posted an average Return on Equity of 10% since 2012.

We employ about 2,000 staff and have a clientele base in excess of 400,000. Through our highly professional business practices we have become business partners to many high-level corporate institutions in Ghana, a reference point for business excellence and a role model in the financial services industry.

BEIGE Capital is an equal opportunities employer and principal to our corporate ideals, is the need to develop resourceful human capital both for us and our country.  Our very competent staff therefore is our most valued asset; we invest in training them and creating a healthy, exciting and motivating atmosphere to empower them to take on responsibilities to their fullest capacity. We also maintain an open door policy at all levels of the organizational structures, thus allowing for effective team building and a sense of equality.

In serving our clients, we combine our core business of credit and deposit mobilization with business advisory services and relationship building. Through this approach, we get a clearer understanding of our clients’ businesses and are better placed to design and develop products that are practical and suitable for them.

In the medium term ending 2018, we seek to be in the class of the best Banks in Ghana. To achieve this end, we intend to:

  • Expand our business across all the regions of Ghana.
  • Continue investing to maintain the brand equity we have built over the years.
  • Position ourselves to attract equity partnership with interested investors from across the world, as this would afford us the required resources to achieve our goals.
  • Acquire a universal banking license by end 2016.

BEIGE Capital is a member of The BEIGE Group, a financial services firm with business interest in Banking, Insurance, Pensions and Investments, which has seen significant growth in its business portfolio since its inception in 2008.