:: Personal Banking | Beige Capital Savings and Loans Ltd

:: Products & Services

Personal Banking

In life, your financial needs and priorities may change. That is why we have created products and services to support you at every stage. Select a banking product or service that suits your needs and speak to one of our dedicated Business Advisors to serve you.
Rewards-Plus Account
It is a special savings account geared towards encouraging individuals and groups to set aside money gradually and for a much longer term.

This is a hybrid savings account. The account is tailored for clients who wish to have a savings account and also have a cheque book for their transactions.

The Unique features:
– No account maintenance fees
– A personalized cheque book is given
– Monthly Statements are provided
– A minimum amount of Twenty cedis (GHc 20) is required to open an account

We also offer;
-SMS alert services
-Field cash collection services

Basic Requirements;

  • Valid National ID Card
  • Proof of Residential Address e.g. tenancy agreement/utility bills, resident permit
  • 2 passport pictures

Rewards Account
It is a regular savings account geared towards encouraging individuals and groups to set aside money gradually to meet future and unforeseeable needs

It is a high-yielding Savings Account to encourage individuals and groups to save gradually towards a much longer term to meet future and unforeseeable needs.

The Unique features;
– It has no account maintenance fees.
– Clients get monthly Statements.
– A minimum amount of Five Cedis (GHS5) is required to open an account.

We also offer;
-SMS alert services
-Field cash collection services

Basic Requirements

• Valid National ID Card
• Proof of Residential Address… e.g. tenancy agreement/utility bills, resident permit
• 2 passport pictures

Flex Personal Current Accounts
A Current Account product designed to enable individuals perform business using cheques. With this product a customer does not have to carry huge sums of cash everywhere to transact business.

This is a Current Account designed to enable individuals perform banking transactions using cheques and also earn interest on the account.

The Unique Features;
– Interest is paid on balances of Two Hundred Cedis (GHS200) and above
– Clients receive monthly Statement
– Free advisory services

We also offer;
-SMS alert services
-Field cash collection services

Basic Requirements

• Valid National ID Card
• Proof of Residential Address… e.g. tenancy agreement/utility bills, resident permit
• 2 passport pictures

Pesewa Savings Accounts
We encourage savings, with as little as you can. That is why the Pesewa Savings Account comes in just right for everyone.

This is a regular ‘Susu’ account specially designed for individuals; i.e. Petty Traders, Shop Owners, Micro-enterprises and those in the transport business who get regular inflows.

The Unique Features;
– No account maintenance fees are charged
– With minimal withdrawals
– Clients can earn high interest on their account

We also offer;
-SMS alert services
-Field cash collection services

Basic Requirements

• Valid National ID Card
• Proof of Residential Address… e.g. tenancy agreement/utility bills, resident permit.
• 2 passport pictures

BEIGE Babe Account
It is wise to invest for your children. Put some money aside to meet the dire needs of your children in future.

This is a savings product designed to encourage parents and guardians to set aside
money gradually towards meeting the future needs of their ward(s). The account will be
automatically transferred to the child on attaining the age of eighteen (18). The
account attracts a high interest rate per annum with no account maintenance fees.
Withdrawals are also allowed. A minimum amount of GHc5 is required to open this
account.

Basic Requirements
• Valid National ID Card
• Proof of Residential Address… e.g. tenancy agreement / utility bills, resident permit.
• Birth Certificate or Weighing Card of the Ward
• 2 passport pictures

Priority Account
We understand that our individual priorities differ and we’ll work with you to understand and support them.

We have a comprehensive approach which puts you in the center of everything we do for you and recognizes your total relationship with us.

This is uniquely designed to provide distinctive flexibility to clients who have exclusive banking needs. It is based on developing a highly successful partnership, which includes Personalized Cash Management, attractive Call Rates above the bank’s board rate on all deposits made on the account. Smart Loans shall also be made available to clients upon request, at very competitive rates and at an excellent delivery time. From everyday banking, high yielding investment solutions to wealth management solutions. Experience premium service and attention wherever you are, with our dedicated relationship team. Enjoy customised benefits that recognise your total relationship with us and have been tailored to suit your needs.

Our Priority Account Solutions include:
– Current and Checking Accounts.
– Savings Accounts with highly competitive interest rates.
– Time Deposit Accounts.
– Extended Services for your cash management.
– Free Transaction Cost.
– No COT and no fees on cheque book issuance.